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Financial Planning for Remarriages

Financial Planning for Remarriages

Not only do they merge their financial lives, as all married couples do, but remarried couples also bring with them financial “issues” from their previous marriage(s) such as unpaid debts and payments to, or...

Are the regulators being realistic about Retail Banking?

Are the regulators being realistic about Retail Banking?

Andy Haldane, the Executive Director for Financial Stability told a UK Parliamentary Commission on Banking that the UK banks should create a common technology platform for Retail Banking that would act as a public utility and spur further...

Take-Aways from the AFCPE Symposium

Take-Aways from the AFCPE Symposium

Last week, I attended the annual Association for Financial Counseling and Planning Education (AFCPE) Symposium for financial educators and counselors. Below are five key take-aways that resonated with me: Brent Neiser from the National...

For Sale: 316 bank branches must go by end of 2013

For Sale: 316 bank branches must go by end of 2013

In June 2010 it was announced that Santander was to buy the branches. Having made the offer, £1.65bn, and completed the local searches (regulatory approval)  when the surveyor’s reports came back Santander decided that the RBSG...

A Change of Strategy for Aviva?

A Change of Strategy for Aviva?

The announcement of the appointment of Mark Wilson, the former CEO of the largest Insurance company (excluding China) in Asia, AIA, as CEO of Aviva from January 1st 2013 has been greeted positively by the industry. Mark...

Commonwealth Bank of Australia run by Amazon?

Commonwealth Bank of Australia run by Amazon?

  No this isn’t the latest bold move on the part of Amazon, acquiring one of Australia’s so-called ‘Four Pillars’, but rather the extensive use of Amazon’s cloud services by Commonwealth Bank. Michael Harte,...

Research Findings from the AFCPE Symposium

Research Findings from the AFCPE Symposium

I recently reviewed the proceedings (published papers and abstracts) of the 2018 symposium of the Association for Financial Counseling and Planning Education (AFCPE). Below are five take-away messages that caught my attention: A study...