Monthly Archive: November 2019

A Personal Finance Gratitude List

A Personal Finance Gratitude List

On Thanksgiving Day, people express gratitude for good things in their lives including family members, friends, financial security, and good health. It is also a great time to reflect on positive trends in the...

What is a Stock Market Index?

What is a Stock Market Index?

Earlier this week, I taught my Rutgers Personal Finance class about stocks, stock indexes, and index funds. You have probably heard the Dow Jones Industrial Average (a.k.a., “the Dow”) index reported during evening news...

Red Flags of Investment Fraud

Red Flags of Investment Fraud

This week, I taught my Rutgers students about investment frauds like Pyramid and Ponzi schemes. Each year, thousands of consumers lose billions of dollars to fraud. Con artists use chat rooms and social media to...

Ten Indicators of Financial Stress

Ten Indicators of Financial Stress

President Calvin Coolidge once said “There is no independence quite so important as living within your means.” Unfortunately, debt problems often creep up on people gradually until they get to a point where it...