Category: Personal finance

My Take-Aways from the 2019 NJCFE Symposium

My Take-Aways from the 2019 NJCFE Symposium

I recently attended the 2019 New Jersey Coalition for Financial Education (NJCFE) Symposium. Below are some key take-aways about personal finance topics and financial education: ¨     Financial author Beth Kobliner recommended that parents have...

My Take-Aways from the 2019 AFCPE Symposium

My Take-Aways from the 2019 AFCPE Symposium

I recently attended the 2019 Association for Financial Counseling and Planning Education Symposium. Below are some key take-aways about personal finance topics and financial education: ¨     FINRA has a useful online calculator to determine...

A Personal Finance Gratitude List

A Personal Finance Gratitude List

On Thanksgiving Day, people express gratitude for good things in their lives including family members, friends, financial security, and good health. It is also a great time to reflect on positive trends in the...

What is a Stock Market Index?

What is a Stock Market Index?

Earlier this week, I taught my Rutgers Personal Finance class about stocks, stock indexes, and index funds. You have probably heard the Dow Jones Industrial Average (a.k.a., “the Dow”) index reported during evening news...

Red Flags of Investment Fraud

Red Flags of Investment Fraud

This week, I taught my Rutgers students about investment frauds like Pyramid and Ponzi schemes. Each year, thousands of consumers lose billions of dollars to fraud. Con artists use chat rooms and social media to...

Ten Indicators of Financial Stress

Ten Indicators of Financial Stress

President Calvin Coolidge once said “There is no independence quite so important as living within your means.” Unfortunately, debt problems often creep up on people gradually until they get to a point where it...

Take-Aways from FPA

Take-Aways from FPA

Last week, I attended the 2019 Financial Planning Association (FPA) conference which contained inspirational messages and personal finance updates for financial advisors. Below are six key take-aways for consumers: ¨     Prepare Yourself to Succeed-...

Take a Money Talk Minute

Take a Money Talk Minute

Welcome to Money Talk, a blog designed to improve readers’ financial capability with research-based information “nuggets” about personal finance. At least once a week, I’ll post content gleaned from journal articles, research reports, universities,...

Personal Finance Milestone Ages

Personal Finance Milestone Ages

At the May 2017 conference of the Financial Planning Association on New Jersey, the concept of a “standard of care” for financial planning clients was discussed. In other words, similar to medical standards of...